Personal Loan For Kerala Government Employees

The Government of Kerala is the supreme governing authority of the state of Kerala and its 14 districts. It employs a significant amount of people. Personal Loan For Kerala Government Employees seems like a go to option to take care of their financial needs.

 

What is a Personal Loan?

Personal Loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on Personal Loan For Kerala Government Employees. Apply at www.dialabank.com online to book your personal loan now!

 

What is the Eligibility to avail a Personal loan For Kerala Government Employees?

Age Criteria

21-65 years of age.

Work Experience

Min. 6 months of experience in the current organisation. (Preferred)

Total Work Exp.

At least 3 years of total experience.(Preferred)

Min. Net Income

At least, Rs. 20000/- per month.
(may vary depending upon your profile).

CIBIL

720 or more with a good credit hist   ory.

 

What are the documents needed for availing a Personal Loan?

Identity Proof

Passport; PAN or Aadhar Card; Voter ID; Driving license. 2 Photographs.

Residential Proof

Passport; Driving License; Voter ID;Electricity bill.

Income Proof

Latest 3 months’ income slip as well as 6 months’ bank account statement. Also, Form 16 of last 2 years

Age Proof

Passport, PAN Card, Birth Certificate, Employee ID Card


What are the benefits offered to Kerala Government Employees?

Interest rates for Personal loans for government employees starts @11.49%. (HDFC Bank and ICICI Bank)

Special offers available for government employees and public sector undertakings.

Pensioners: Banks offer loans for pensioners at lowest rates. Maximum age of pensioners to be eligible for a personal loan is capped at 76 years with a maximum loan tenure of 5 years. Banks charge a nominal processing fee for pensioners.

 

 

Fees and Charges

Processing charges

Upto 2% (Varies from bank to bank)

Pre-closure charges

NIL to 5% on outstanding loan amount. ( Varies from bank to bank )

 

 

Why apply via Dialabank.com?

We take care of all your financial needs

Instant Online Approval

Bank

Interest Rates

Processing Fees

HDFC Bank

10.99% to 18%

2% to 2.5%

ICICI Bank

13.99% to 18%

2%

Fullerton India

17.25% to 32%

2% to 3%

Bajaj Finserv

13.99% to 16.75%

2% to 3%

Axis Bank

15.50% to 24%

1.5% to 2%

Standard Chartered Bank

15.75% to 22%

2% to 3%

Kotak Mahindra Bank

13.75% to 19%

2%

Andhra Bank

13.50% to 22%

0.5% to 1.5%

Bank of Baroda

13.50% to 19%

2%

Vijaya Bank

13.75% to 22%

1.5% to 2%

Corporation Bank

14.50% to 20%

1.5% to 3%

Allahabad Bank

13.70% to 20%

1.5% to 2%

 

 

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