Personal Loan For Jharkhand Government Employees

The Government of Jharkhand is the supreme governing authority of the state of Jharkhand and its 24 districts. It employs a significant amount of people. Personal Loan For Jharkhand Government Employees seems like a go to option to take care of their financial needs.



What is a Personal Loan?

Personal Loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on Personal Loan For Jharkhand Government Employees. Apply at online to book your personal loan now!


What is the Eligibility to avail a Personal loan For Jharkhand Government Employees?

Age Criteria

21-65 years of age.

Work Experience

Min. 6 months of experience in the current organisation. (Preferred)

Total Work Exp.

At least 3 years of total experience.(Preferred)

Min. Net Income

At least, Rs. 20000/- per month.
(may vary depending upon your profile).


720 or more with a good credit history.

What are the documents needed for availing a Personal Loan?

Identity Proof

Passport; PAN or Aadhar Card; Voter ID; Driving license. 2 Photographs.

Residential Proof

Passport; Driving License; Voter ID;Electricity bill.

Income Proof

Latest 3 months’ income slip as well as 6 months’ bank account statement. Also, Form 16 of last 2 years

Age Proof

Passport, PAN Card, Birth Certificate, Employee ID Card

What are the benefits offered to Jharkhand Government Employees?

Interest rates for Personal loans for government employees starts @11.49%. (HDFC Bank and ICICI Bank)

Special offers available for government employees and public sector undertakings.

Pensioners: Banks offer loans for pensioners at lowest rates. Maximum age of pensioners to be eligible for a personal loan is capped at 76 years with a maximum loan tenure of 5 years. Banks charge a nominal processing fee for pensioners.




Maharatna PSU

>Companies grossing annual net profit of 5000 cr
> Presently there are 7 PSU's like BHEL SAIL, IOC, etc. Personal Loan for these employees start at 11.49%

Navratna PSU

>There are 17 Navratna companies at present which include Hindustan Aeronautics, Bharat Petroleum etc. >Personal Loan for these employees start at 11.49%

Public Sector Banks

>Banks having a 50% or govt share These include SBI, PNB, Bank of Baroda etc.
>Personal Loan for these employees start at 13.25%.


>Indian Railways are owned by the Government of India and is managed by the Ministry of Railways
>Personal Loans for Railway employees start at 12.25%

Central Government 

>University Employees are provided with a host of options to enable them to avail a Personal Loan
>Personal Loans for Central Govt Employees start at 12.25%

State Government 

>University Employees are provided with a host of options to enable them to avail a Personal Loan
>Personal Loans for Central Govt Employees start at 12.25%


Fees and Charges

Processing charges

Upto 2% (Varies from bank to bank)

Pre-closure charges

NIL to 5% on outstanding loan amount. ( Varies from bank to bank )



Why apply via

We take care of all your financial needs

Instant Online Approval



Interest Rates

Processing Fees


10.99% to 18%

2% to 2.5%


13.99% to 18%


Fullerton India

17.25% to 32%

2% to 3%

Bajaj Finserv

13.99% to 16.75%

2% to 3%

Axis Bank

15.50% to 24%

1.5% to 2%

Standard Chartered Bank

15.75% to 22%

2% to 3%

Kotak Mahindra Bank

13.75% to 19%


Andhra Bank

13.50% to 22%

0.5% to 1.5%

Bank of Baroda

13.50% to 19%


Vijaya Bank

13.75% to 22%

1.5% to 2%

Corporation Bank

14.50% to 20%

1.5% to 3%

Allahabad Bank

13.70% to 20%

1.5% to 2%






Related Posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Fill out this field
Fill out this field
Please enter a valid email address.
You need to agree with the terms to proceed